Why isn't daylight more of an intoxicant? Don't you just wish sometimes that the mere act of respiration could infuse your soul with glee--that some sort of genial hallucinogenic powder could have accidentally been spread on your office chair?
I am having a sort of longing for college lately. But not the class part (and in general I enjoyed the class part) more the alleged extra-curricular illegal substances part. It was never a huge part of my life, but it was certainly an interesting sideline.
Yesterday afternoon was sort of pleasant that way, only with alcohol and live Celtic music at some bar downtown. It was nice. I got very full (nothing goes with Sunday like Guinness) so after the second one I called it quits and had a pleasant little glow to go with the fading afternoon light. Very nice indeed.
My finances were a little out of control at the end of February--that whole double-withdrawal thing really freaked me out, and so with the start of this new month I am still feeling some hesitation and worry in the financial sector of my life. I am hoping it doesn't happen again, and also worried that it could--that my finances could be totally out of my own control for the foreseeable future. That would be a very bad thing. Some of the worry comes, I think, from waiting for money (seemingly endlessly--I got my federal tax return back in the mail late last week: I forgot to sign it! so I don't know when I will actually get the refund I am supposed to have coming to me). I have a roommate who hasn't been doing so well financially (a post for another day: diet and finance: the mind-money-health connection)--she just started a new job, so things should be better. She's owed me money for utilities for about a month now, and when she got her paycheck on Friday she sent me a happy payday email letting me know she was going to pay me...but she still hasn't. She has been out to dinner with friends every night this weekend though, and did a (from the looks of the fridge anyway) huge grocery shopping as well, so I'm a little nervous that her good intentions may have been subverted by her stomach. Which, well, I don't feel like I can complain about honestly: you need to eat. I totally get that. I am not going to deny someone food so that I can get my money. On the other hand, its kind of inconveniencing me (not to the extent of starvation, but to the hey-can-I-really-afford-another-beer?-nope-not-really point). I don't want to have to hound her for the money, I know (the text message) that she knows she owes me...so now I'm just waiting for the check. And waiting. And waiting
Showing posts with label money on monday. Show all posts
Showing posts with label money on monday. Show all posts
Monday, March 3, 2008
Monday, February 25, 2008
smile when they ask you too and you'll get them expecting things
Happy Monday.
I did a stupid thing last week. Or actually, somehow I managed to do a stupid thing a couple of weeks ago, but because it was a stupid thing having to do with automatic transfers of funds, it didn't kick in until last week.
I have set up automatic transfers of money into various accounts, to coincide with my pay dates. Its really nice, an easy way to save money and stay on-budget or close to it. When I first set it up (sometime last year) I was really fanatical about checking every time I had a transfer set to go, to see what the balance was in each account, see when it had gone through, see how much was left in my "spending money" account, that sort of thing. But then I got used to it, and used to just having a certain amount left over after all was said and done with the transfers.
I got a notice from Sharebuilder (who I've been using for a couple of years now, but who I've only been automatically saving with for maybe five months) recommending that I check my account and "re-balance" to make sure I'm meeting my savings goals et cetera. I'm totally invested in Index funds through Sharebuilder, so there isn't really too much to do as far as "balancing", but the stock market is kind of tanking, and it has come to my attention that I am going to need to be investing in a new(-er, it will still be used, rest assured, but it will be a new-to-me) car in the near-er rather than farther future. So I decided to about halve my contributions to Sharebuilder and funnel the other monies into a "car fund". I thought I had gone about doing this correctly, but apparently I never canceled the original transfer-of-funds order for Sharebuilder, I just added another that was half as much. At the same time I set up a transfer into an ING account for half as much. So I got screwed on this one when I tried to withdraw the same money twice basically. I feel like such a doofus. I'm really lucky it didn't screw anything else up, but now I am waiting two more days for that money to get re-deposited into my spending money account so I can buy groceries.
Its always something, isn't it?
I did a stupid thing last week. Or actually, somehow I managed to do a stupid thing a couple of weeks ago, but because it was a stupid thing having to do with automatic transfers of funds, it didn't kick in until last week.
I have set up automatic transfers of money into various accounts, to coincide with my pay dates. Its really nice, an easy way to save money and stay on-budget or close to it. When I first set it up (sometime last year) I was really fanatical about checking every time I had a transfer set to go, to see what the balance was in each account, see when it had gone through, see how much was left in my "spending money" account, that sort of thing. But then I got used to it, and used to just having a certain amount left over after all was said and done with the transfers.
I got a notice from Sharebuilder (who I've been using for a couple of years now, but who I've only been automatically saving with for maybe five months) recommending that I check my account and "re-balance" to make sure I'm meeting my savings goals et cetera. I'm totally invested in Index funds through Sharebuilder, so there isn't really too much to do as far as "balancing", but the stock market is kind of tanking, and it has come to my attention that I am going to need to be investing in a new(-er, it will still be used, rest assured, but it will be a new-to-me) car in the near-er rather than farther future. So I decided to about halve my contributions to Sharebuilder and funnel the other monies into a "car fund". I thought I had gone about doing this correctly, but apparently I never canceled the original transfer-of-funds order for Sharebuilder, I just added another that was half as much. At the same time I set up a transfer into an ING account for half as much. So I got screwed on this one when I tried to withdraw the same money twice basically. I feel like such a doofus. I'm really lucky it didn't screw anything else up, but now I am waiting two more days for that money to get re-deposited into my spending money account so I can buy groceries.
Its always something, isn't it?
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